This Notice states how we obtain and handle information about you in connection with your transaction. Nonpublic personal information about you may be collected from the following sources: Information that you submit to us on applications or other forms Information about your transaction with us, our affiliates or others; and Information from a consumer reporting agency We may share the information we collect, as described above, with companies that perform marketing services for us or with other financial institutions with whom we have joint marketing agreements. We may not make such disclosures about you as a consumer, customer, or former customer. We may also share nonpublic personal information about you as a consumer, customer or former customer, to nonaffiliated third parties as permitted by law. Nonpublic personal information about is restricted to only those employees who need that information to provide products or services to you. To guard your nonpublic personal information, we maintain physical, electronic, and procedural safeguards that comply with federal regulations. Click below to indicate that you agree to our privacy policy as stated in this notice. If you do not agree, please do not provide us with any personal information through this website. By clicking below, I acknowledge that I received a copy of this notice on 05/09/2008.